Do you like cake?
So, I wonder if I'm the only one who is enraged by the whole "credit" situation in this country. Is this really the way of the future? Is credit-worthiness really an accurate judge of character or responsibility? What if one's responsibility manifests not by obtaining credit and not using it (which is the expectation currently), but by refusing credit and debt altogether?
If we equate this to dieting, here's what we're expecting the average tax-paying God-fearing red-blooded American citizen to do:
1) Go to the store while very very hungry
2) Purchase a cake or pastry (of choice, whatever looks most delicious)
3) Bring cake home and place it on the table with forks and serving utensils
4) Serve one's self a heaping pile of cake (don't forget the milk!)
5) DO NOT EAT!
5alternative) Eat cake, but regurgitate immediately
6) If step 5 is unsuccessful, dieter is tattoo'd on the forehead "BIG FAT PIG" or "CAKE SNIFFER". And legally prohibited from removing this tattoo for a 7 year period of time.
*NOTE* Dieter's ability to purchase fuel for transport vehicle, to obtain housing, or to feed children is dependent on his/her never ingesting cake (for more than brief periods before regurgitation).
I just don't know if this is gonna work.
If we equate this to dieting, here's what we're expecting the average tax-paying God-fearing red-blooded American citizen to do:
1) Go to the store while very very hungry
2) Purchase a cake or pastry (of choice, whatever looks most delicious)
3) Bring cake home and place it on the table with forks and serving utensils
4) Serve one's self a heaping pile of cake (don't forget the milk!)
5) DO NOT EAT!
5alternative) Eat cake, but regurgitate immediately
6) If step 5 is unsuccessful, dieter is tattoo'd on the forehead "BIG FAT PIG" or "CAKE SNIFFER". And legally prohibited from removing this tattoo for a 7 year period of time.
*NOTE* Dieter's ability to purchase fuel for transport vehicle, to obtain housing, or to feed children is dependent on his/her never ingesting cake (for more than brief periods before regurgitation).
I just don't know if this is gonna work.
posted by rebecca at 10:56 AM
4 Comments:
i'm not sure i followed the analogy, but i do like cake. mmmmmmmmmm. cake.
I can't believe you didn't follow the analogy. I'll try to explain it another way. the whole problem with the credit situation in our country is that it expects regular people who have too little money to hold credit in their hands and choose not to use it. so, for joe schmoe, who occasionally (maybe often, depends on which joe) has to make the choice...gas for transportation OR food for kitchen table, we're expecting him to choose one or the other instead of use said credit as a solution. if he chooses to use said credit, then he's gotten himself into an impossible situation because he was already behind to begin with, and so using the credit at all gets him into trouble. now replace credit with cake.
oh i see. well, i think our (ahem, joe's) problem is that we make choices that get ourselves into the situation of living beyond our means, at least at the time. it's a family thing. and beyond that, it's a culture thing. the credit companies know this and take full advantage. even when you have the means to get out of their trap, you sometimes can't because they invent so many little random rules that it makes it impossible. grrr.
yeah, that's my point. that there are some (probably roughly 25% of the population) who are very good with money by nature. others struggle at it, and the punishment for making a mistake is unjustly harsh, when most of necessities in life are controlled by credit.
I couldn't rent a house or an apartment because they check credit
I couldn't get utilities without unrealistic deposit requirements because of credit
There are some things for which credit makes sense. Others not so much. that was my point.
Post a Comment
<< Home